Where You Left Off
In Progress
Credit Card Optimization
Module 3 of 6 — Understanding credit limits and utilization strategies
65%
Completed
Credit Score Basics
Understanding how your Credit Hero Score is calculated
100%
Completed
Debt-to-Income Ratios
Learn how DTI affects your credit and how to improve
100%
Locked
Disputing Errors on Your Report
How to identify and dispute inaccurate information
Complete module 3
Your Activity
3 / 6Modules Completed
4.5 hrsTotal Training Time
12 daysCurrent Streak
Credit Education Training Library
Complete modules to improve your credit knowledge and your Credit Hero Score
Completed
Credit Score Basics
Understanding how your Credit Hero Score is calculated
100%
Completed
Debt-to-Income Ratios
Learn how DTI affects your credit
100%
In Progress
Credit Card Optimization
Strategies for building credit wisely
65%
Locked
Disputing Errors on Your Report
How to identify and dispute inaccuracies
Complete module 3
Locked
Advanced Credit Building
Strategies to quickly improve your score
Complete module 4
Locked
Homeownership & Credit
Preparing for mortgage qualification
Complete module 5
🤖
Hey! This is your PMB Credit Coach. What's going on with your credit right now?
Book a Session with Your Credit Coach
Meet 1-on-1 to discuss progress and next steps
April 2026
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JT
Joseph TonzolaSenior Credit Coach
Available Times
Upcoming Sessions
Apr 102:00 PM
Credit Progress Review
Monthly check-in on Credit Hero Score and training milestones